Help to Buy in Scotland is a government programme directed to first time buyers. This helps first time buyers to purchase newly built homes with affordable prices in Scotland. The Help to Buy scheme is only for newly built homes. The required deposit for a brand new house is reduced to 5%. Under the Help to Buy scheme, there are other schemes to assist you in buying a new built home. The primary initiative of the brand is to offer financial assistance through an equity loan added to the 5% deposit the first time buyers cover. With the equity loan, the buyers can take a mortgage with reduced size, which they can use for the rest of the purchase price. With Help to Buy Scotland, you can obtain an equity plan to pay for your prospect house. There are restrictions to the type of property you can purchase. The maximum value of the property you can buy is £600,000. There are no restrictions on the number of bedrooms. The scheme is only for first-time buyers, except Shared Ownership. Renting out the property or making it your second house is among the restrictions.