Yes, you get Help to Buy if you are over 40 years old. You can apply for a Help to Buy Equity Loan as long as you are 18 years or older. There was no age limit indicated stating that you cannot get Help to Buy if you are 40 or over. Moreover, Help to Buy Shared Ownership even has a home ownership scheme intended for older people. This home ownership scheme is called Older People’s Shared Ownership. The scheme was designed for people aged 55 and above. It’s the same with Shared Ownership, but they can only buy 75% share of the property.