You can buy a residential property in two ways. First, you can use your own cash to purchase the property. Secondly, you take out a buy-to-let mortgage that includes a cash deposit. Taking out a mortgage comes with its own which is something you need to keep in mind. One such risk is the amount you sell your property for may be a loss. Therefore, you might not be enough to cover your mortgage. Moreover, you still need to pay your mortgage even if you have no tenants, and therefore no rent coming in. If you purchase a buy-to-let property, you can earn a property in two ways. You can make a profit using your buy-to-let property through the rent paid, minus the running and maintenance costs. You can also earn a profit. That’s if you sell your property for a price more than what you paid for it.