Those who are eligible to apply for the Help to Buy scheme include 18 years old and above first-time buyers. Also homeowners looking to move houses or go for a cheaper home option are eligible. You must not have another property as the Help to Buy property must serve as your primary residence. Furthermore, you must be capable of paying a deposit of at least 5% of the property’s full value to be eligible. You cannot qualify for this scheme if you are a buy-to-let investor. Likewise, if you plan to own another property besides your Help to Buy home once you’ve completed your purchase. For this reason, people who plan to rent out their current home are not eligible for the scheme. You will qualify if you sell your current home prior to the purchase of your Buy to Help home. If your debt to household income ratio is less than 45%, you are eligible for the Help to Buy scheme. To further verify your eligibility, your local Help to Buy Agent will conduct an assessment of your application. This is to assess if you are capable of paying a conventional mortgage for the Help to Buy home plan. The local Help to Buy Agent does this to protect the investment of the taxpayer in the scheme. Serving members of the Armed Forces who have served far from their origin for a fixed period can also apply for the Help to Buy scheme. Also note that if your ideal house is not a member of the Help to Buy registered developers, you are not qualified for the scheme.