In this ISA scheme, the Government tops your savings by 25% which means that for each £200 you put in, the government provides an additional £50. Through Help to Buy ISA, you can receive a maximum amount of £3,000. You will need to put a total of £12,000 into your Help to Buy ISA account to get this cash bonus. With ISA, you can put £200 each month, but you can put £1,200 for the first month if you can manage to pay for it. To reach the £12,000 maximum savings, you will need to save for 4 years and 7 months provided you paid the initial £1,200. When you reach this amount, you can obtain a total of £15,000 including the £3,000 government cash bonus. If you want to get at least the minimum cash bonus of £400 that the government will pay, you will need to save a minimum of £1,600 into your Help to Buy ISA account. It will take around 3 months to complete this amount provided you paid the initial £1,200 and paid the next £200 for the second and third month. By completing the maximum amount you can save, you’ll have enough to pay for your deposit.