The Help to Buy scheme is designed to help homeowners to move up in the property ladder. For this reason, the scheme is mainly targeted for first-time home owners. It was created by the government to boost the new built housing industry. That being the case, you can only use Help to Buy on new properties. Although the Shared Ownership scheme has considered the resale of properties. With Help to Buy, you can get assistance to own a house. Either to build your own home or buy a newly built property from the scheme’s registered home builders.